Plan Fee Rates
The 180-Day Product has a capped Fixed Plan Fee and varying discounted rates may apply if the plan is paid early (in full).
1 x Single Payment Option ³
PLAN TYPE
Elepay Direct
FIXED PLAN FEE RATE ¹
3.90% to 10.95%
COMPARISON RATE ²
22.23% p.a.
Partner
3.90% to 9.90%
20.10% p.a.
6 x Multiple Payment Option
Elepay Direct & Partner
3.90% to 7.03%
24.07% p.a
PLAN TYPE
FIXED PLAN FEE RATE ¹
COMPARISON RATE ²
PLAN TYPE
FIXED PLAN FEE RATE ¹
COMPARISON RATE ²
Other Fees
APPLICATION FEE
$0.00
ADMINISTRATION FEE
$0.00
EXIT FEE
$0.00
DEFAULT FEE
0.25%
(applied every 30 days)
DEFAULT INTEREST
0.0695%
(compounding daily)
OTHER FEES:
Caveat registration and missed payment fees may apply (depending on your circumstances)
DISCLAIMERS:
¹ The applicable Plan Fee depends on the type of plan, payment option selected and the date the loan is repaid in full. See Terms and Conditions for more information.
² Comparison Rates: A comparison rate gives you an indication of the cost of the loan, including all interest, fees and charges, and helps you compare the overall costs with loans offered by other providers. Please note the comparison cost excludes certain charges such as government charges, caveat registration fees, late payment fees and any other contingent fees (e.g. fees associated with an event). For this Product, the APR and Comparison Rate are the same.
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IMPORTANT: Comparison Rates should be used as a guide only and may vary depending on your personal situation. The rates provided are only accurate based on the example given and may vary depending on different loan terms, fees, loan amount and payment options.
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For Single Payment, the Comparison Rate is calculated based on a secured loan of $30,000 over a loan term of 180 days and one single payment upon expiry of the loan. For Multiple Payment, the Comparison Rate is calculated based on a secured loan of $30,000 over a loan term of 180 days and total of 6 equal payments (each payment due every 30 days).
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WARNING: These comparison rates apply only to the example or examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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³ Single Payment Option not available if you are not selling or refinancing your secured property.
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* Plan Fee Rates are subject to change.